Week 9 ending 3/29 (end of Qtr 3)

Monday/Tuesday

  • 15 minutes working on Skill Packet 1
  • Finishing the buy a car project.
  • Canvas Simple Interest Quiz.

Wednesday

In Class

Learning Target: I understand what a Credit Report shows and what a FICO score does for us as borrowers.

We will look at one of my credit reports from 2016

and then a video about Credit Scores:


Graded work: Work with no more than 1 other person to complete this research around credit scores <link>

HW

Buy a car project if you are not done.


Thursday

15 minutes Skill Packet time

Learning Target: I can calculate a weighted mean

We need to be able to do this in order to understand how credit card companies collect interest from credit card accounts where people never pay off their charges.

You’ll have 5 exercises to complete for a grade.

HW

Buy a car project if you are not done.


Friday

15 minutes Skill Packet time

Learning Target: I can calculate a  finance charge on a credit card bill.

HO

You will have 2 of these to complete for practice

HW:

Buy a Car Project if you are not finished.

Week 8 ending 3/22

Monday

In class:

Learning Target: I can calculate payments, total interest paid and calculate the total cost of  three type of loans: Student Loans, Automobile Loans, Home Mortgage.

·         Discussion/Handout <PDF>

Loan Calculator <link>

HW

Canvas Simple Interest Quiz. Due by Thursday 3/21.

This work


Tuesday

In Class:

Learning target: We will be able to create a spreadsheet to create an amortization table to show the payoff progression of a loan

Here is a copy of the model spreadsheet that you can make a copy <link>

File>Make a Copy

Rename it

your_Name_ Amortization Table

Share it by click on the share button

Copy the share link

Submit your link in Canvas>Loans>Amortization Table assignment

HW

Anything that you do not have completed and is marked Missing in MMS.


Wednesday/Thursday

In Class

Canvas: Find a car assignment Due Wednesday 3/27. A big grade on this marking period.

HW

See Tuesday


Friday

No school for you.

 

Week 7 ending 3/15

Monday

In Class

Learning Target:  I can find the simple interest paid and the account balance after finding the periodic rate.

Handout/Practice.

In Canvas, You will find a short (5 questions) quiz. This is assumed to be open note, but not open neighbor. This is due by classtime Monday 3/18. It covers finding simple interest and account balances.


Tuesday

Learning target: We will understand and be able to calculate using a formula and an app how making regular deposits into an account takes advantage of Compound Interest.

HO  compound-interest

Then using this applet  <link>

HW

Any missing work?

Canvas Quiz

Read this short article <link> about Investing and Growing Wealth.


Wednesday

Learning Target: I can explain the difference between Investing and Saving

What is the Stock Market?

 

Graded work: Can you beat the Stock Market <link>

HW

Any missing work?

Canvas Quiz


Thursday/Friday

Same Learning Target

Our Stock Market Simulation.

There is a Stock Market Simulation  set up here <link>. Sign in with your Oxbow Gmail account and see the whiteboard for the password.

Get all $100K invested.

You may also use any remaining time to complete missing work.

 

Week 6 ending 3/8

Monday

Last chance for Find an Apartment Presentations

Learning Target: I can reconcile my checking account register and the  bank statement.

Finishing the Green How to do your banking checking account portion.


Tuesday No school


Wednesday

In class:

Finish pages 18-21 in How to do your banking

Learning Target: I understand the different types of savings accounts banks/credit unions offer.

Canvas>Personal Finance> Savings: Growing Wealth> Finding a Bank to Grow with Started 3/6 . Document is due by the end of class 3/7 submitted through Canvas.

 


Thursday

I am not here today. Finish yesterday’s work.


Friday

Learning Target: I can work with Simple Interest

We need to do some problems around this idea/skill

HO

Week 5 ending 3/1

Monday

In class:

I’ll give you 10 minutes to share your Find Apartment slide show wth me. This PM, I’ll go through your slide shows. If you do not have 12 slides completed, I will enter a missing grade in MMS. If you complete this work before Tuesday (tomorrow)  @ 8AM, send an email and I will remove the missing grade entry so it won’t reflect on your progress report.

I’ll enter your stand up presentation grade after you make your presentation.

I’ll do my example at the start of class.


A video to think about your spending

Learning Target: I can build and analyze a budget.

Case Study

I am tied up in a meeting after school today


Tuesday

In Class:

3 randomly selected people to make presentation of your find an apartment project.

 

Learning Target: I can building a budget using a spreadsheet.

Sample Budget Template <Make a Copy link>

We will finish yesterday’s work


Wednesday

In Class:

3 randomly selected people to make presentation of your find an apartment project.

New ideas:

Kipling’s Article. We’ll read this together.

Learning target: I understand what it means to pay yourself first and to build an emergency fund.

We’ll watch this:

and read short article.


Another video that s worth watching on your own.

Here is a < link > to Dave Ramsey’s Baby Steps towards Financial Freedom.

 


Thursday

In Class:

3 randomly selected people to make presentation of your find an apartment project.

Learning Target: I can write a check to someone and endorse a check three ways.


Friday

3 randomly selected people to make presentation of your find an apartment project.

In Class:

Learning target: I can maintain a checking account.

Green Banking book.

 

Week 3 ending 2-15

Monday-Tuesday

In Class:

Continue working on Finding a place to live in Canvas. Share the presentation with me via email.

If you are ready, take a Net Pay Quiz.

Any missing work?


Wednesday

If we are in school presentations of your Find an Apartment can begin.

Workday for the rest of the class

Net Pay Quiz?


Thursday

Presentations finish.


Friday

No class

See you at Balloon Shaving?

Week 2 ending 2/8

Monday

In Class:

Learning Target: I can complete the New 1040 Income Tax Return Form

New 1040 Income Tax Tables <link>

We will also log onto Canvas and start working on Finding a place to live

If you are looking for some help in filing your own income tax return, Check out the Free File options here <link>

NO HW


Tuesday – Friday

In Class:

Continue working on Finding a place to live in Canvas.

 

 

 

 

Personal Finance Week 1 ending 2/1

Monday
In Class:

What works for you?

Needs vs Wants

HW:

Get the Course Expectations signed.


Tuesday
In Class:

Learning Target: We will be able to use a job search web site to find a job and complete a job application.

Find a Job Activity <link> (25 points)

Complete a job application <link>  (25 points)

HW

Course Expectations Signature


Wednesday

In Class:

Learning Target: We will be able to calculate Gross Pay and Take-Home pay after deductions.

Handout for Notebooks

HW

Course Expectations Signature


Thursday

In Class:

Some more practice calculating Take Home Pay

Make a quiz with a key

Take someone’s quiz

HW

Course Expectations Signature


Friday

In class:

Finish any work that you do not have completed.

Percentage review (Notes) +

Graded work out on KutaSoft site. See Oxbow email