Week 15 ending 12/7

Monday

In Class:

15 minutes Skill Packet Time

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Complete the research about the average cost for getting treatment of your selected health event.

Submit what you find here <link>

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Learning Target: I understand the difference between health insurance plans and the services they provide.

You may work with one other person to complete research: <link> make sure to put both of your names at the top of the paper.

Due by class time tomorrow. Submit the share link here using this Google form <link>

In case you are interested, here is what is available in Vermont <link> New Hampshire <link>

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Long range assignment: Due by Wednesday’s class:

Learning Target: We will gain familiarity with health insurance terminology

Go to this link: http://www.studystack.com/flashcard-630353

Get some practice and take the quiz. Show me the results.


Tuesday

15 minutes Skill Packet Time

I need to do some more work on this.

We will complete some more research around selecting a health insurance option <link>


Wednesday

We will be visiting Mr Chobabian’s Senior Government class to hear the Presidential Debates. You will get a participation grade for attending and participating.


Thursday

Final Workday on Health insurance research.


Friday

In Class

Skill Packet 15 min

Learning Target: We will be able to explain why we need life insurance, the difference between Term Life insurance and Whole Life insurance and be able to demonstrate how the cost of these policies change as you age.

Here is a link to a tool that will help to estimate how much life insurance you need and provide an estimate of what a term life policy would cost you <link> Write the estimate down and show me.

Complete your advanced directive. Online form <link> or the paper form.

Week 14 ending 11/30

Monday/Wednesday

In Class

Learning Targets:

New:  I can calculate the number of hours worked from a time card and calculate take home pay.

Old: I know how automobile insurance works.

HO: Time cards

Skill Packet 3 work time

Finishing the automobile insurance scenarios. See last week’s work on Wednesday 11/14:

Graded Work: Creating your own set of automobile questions word problems.

You need to submit 5 scenarios + answers.

This work is all due on Tuesday 11/20.

would create a Google doc and then

Here is the < link > to the Google Form. You need to copy and paste each scenario and answer response .


Thursday

Skill Packet 3 work time (15 minutes)

Learning Target: I can explain the basic ideas about health insurance

See <link>


Friday

Skill Packet 3 work time (15 minutes)

Learning Target: I can explain the basic ideas about health insurance.

HO: Health Insurance scenarios.

 

Week 12 and 13 ending 11/16 and then 11/20

Monday

Skill Packet time 15 minutes. Remember that this is due Tuesday 11/20

·         Learning Target: We will be able to explain and apply vocabulary around Automobile insurance

Get the ideas flowing <link>

We will watch this video to understand three types of automobile insurance

Then you will use this study stack to show me you understand these terms. <link> Take the test or one of the other options to demonstrate your mastery.

You may work with at most two other people to complete this list of terms once you get some practice with the StudyStack <Google Doc>


Tuesday

In Class

·         Skill Packet Time: 15 minutes

·         Learning target We will be able to calculate costs associated with Auto Insurance Claims

·         HO Automobile problems


Wednesday – Tuesday 11/20

Skill packet work time (15 minutes each day)

Graded Work: Creating your own set of automobile questions word problems.

You need to submit 5 scenarios + answers.

This work is all due on Tuesday 11/20.

Here is the < link > to the Google Form. You need to copy and paste each scenario and answer response .

Here is a summary of assignments that are now do/past due:

 

Week 11 (First week QTR 2)

Monday

In Class:

15 minutes to work on new Skill PKT

Learning Target: I can calculate a weighted mean

We need to be able to do this in order to understand how credit card companies collect interest from credit card accounts where people never pay off their charges.

You’ll have 5 exercises to complete for a grade.


Tuesday

15 minutes to work on new Skill PKT

Learning Target: I can calculate a  finance charge on a credit card bill.

HO

You will have 2 of these to complete for practice

HW:

Buy a Car Project if you are not finished.


Wednesday

15 minutes to work on new Skill PKT

Learning Target: We will be able to name some benefits and dangers from using debit cards and credit cards.

We will watch the first half of Frontline’s Card Game video.

HW:

Buy a Car Project if you are not finished.


Thursday

A shortened class

We will finish the Card game video

HW:

Buy a Car Project if you are not finished.

Week 10 (end of QTR 1) ending 11/2

Monday

Skill Packet 1 is due today. Turn in what you have done if you have not already completed it.

In Class:

Learning target: I can show how making extra payments on a loan affects the total interest I pay out.

We will build an Amortization Table using Google sheets. Here is a template to start with <link> . You need this for your buy a car project.

Once we have completed the amortization table:

Learning Target: I can complete the steps to buying an automobile.

Graded work: Buy a Car Project <link>


Tuesday – Friday

In Class: Get the Buy a car project completed.

No HW if you are finished.

Week 9 ending 10/26

Monday

15 minutes skill packet time, or if you are done, work on the MarketWatch stock market simulation. Add a note here about what you did or anything that you learned. <link>

Learning Target: Student can calculate payments, total interest paid and calculate the cost of two of the three type of loans: Student Loans, Automobile Loans, Home Mortgage.

  • Get this done < Loan Payments>
  • Make some more investments in the Stock Market game
  • Optional:Create a new profile with a different email address and use the Robot advisory recommendations.

Here is the <link> to the loan payment calculator


Tuesday

15 minutes skill packet time, or if you are done, work on the MarketWatch stock market simulation. Add a note here about what you did or anything that you learned. <link>

In Class

Learning Target: I understand what a Credit Report shows and what a FICO score does for us as borrowers.

We will look at one of my credit reports from 2016

and then a video about Credit Scores:


Graded work: Work with no more than 2 other people to complete this research around credit scores <link>


Wednesday:

In Class:

15 minutes skill packet time, or if you are done, work on the MarketWatch stock market simulation. Add a note here about what you did or anything that you learned. <link>

In Class

Learning target: I can show how making extra payments on a loan affects the total interest I pay out.

We will build an Amortization Table using Google sheets. Here is a template to start with <link>


Thursday

15 minutes skill packet time, or if you are done, work on the MarketWatch stock market simulation. Add a note here about what you did or anything that you learned. <link>

Learning Target: I can complete the steps to buying an automobile.

Graded work: Buy a Car Project <link>


Friday

15 minutes skill packet time, or if you are done, work on the Buy a Car project. The skill packet s due on Monday. I cannot accept late work on it as I need to get it graded for the end of the term (Friday 11/2)

Work day for Buy a Car.

Week 8 ending 10/19

Monday

15 minutes to work on your skill packet. This is going to be counted on Qtr 1 because the qtr does not end until 11/2.

Learning Target: I understand how the Stock Market Works.

Then we will get registered for the Stock Market Game.

Buy one stock in a company. You can use Wikipedia to find the stock market symbol.


Tuesday

If you are not here because of a field trip, spend 15 minutes on your skill packet.

15 minutes of skill packet time.

Learning Target: I can list some companies on the Dow Jones Industrial Average.

Buy some stock in one of the Dow Jones listed companies. <link>

Complete the Moodle >Risk Analysis Survey


Wednesday/Thursday

15 minutes of skill packet time

Finish the risk assessment survey and spend your remaining money using those percentages (alternatively, create a new profile and use that you invest according to the robot)


Friday

15 minutes skill packet time

Learning Target: Student can calculate payments, total interest paid and calculate the cost of two of the three type of loans: Student Loans, Automobile Loans, Home Mortgage.

Here is the <link> to the loan payment calculator


 

Week 7 ending 10/12

Monday

No School


Tuesday

In Class:

Skill Packet time 15 minutes. Get one page done.

·         Learning target: We will understand and be able to calculate using an app how making regular deposits into an account takes advantage of Compound Interest.

HO  compound-interest

Then using this applet  <link>

HW

Any missing work?


Wednesday/Thursday/Friday

In Class

Skill Packet time 15 minutes. Get one page done.

Finding a place to stash your money

Learning Target: I can describe the differences between a checking account a regular savings account and a Certificate of Deposit.

This is outlined in Moodle> Savings AKA Pay Yourself First, but we will do this together.

HW

Any Missing work?

If we get everything done on before the end of class on Friday, we will complete the Risk Tolerance Survey in Moodle

Week 6 ending 10/4

Monday:

In Class:

Setting up your online bank account and making a deposit.

Learning Target: I can reconcile my checking account register and the  bank statement.

Finishing the Green How to do your banking checking account portion.


Tuesday

Learning Target: I can work with Simple Interest

We need to do some problems around this idea/skill

HO


Wednesday

Learning Target: I can explain how compound interest is related to simple interest and calculate an account balance that pays interest according to different compounding periods

HO


Thursday

Where to put your money to earn interest

Finding a Bank/Credit Union

Practice with this week’s calculation work in Moodle. Due Friday 10/12


Friday

No school for you.

Week 5 ending 9/28

Monday

In class:

Presentations of your find an apartment project.

I went through your slides on Saturday. If you did not have 12 slides completed, I entered a missing grade in MMS. If you complete this work before Monday @ 8AM, send an email and I will remove the missing grade entry so it won’t reflect on your progress report. I’ll enter your grade Monday afternoon after the presentations.


Tuesday

In Class:

A video to think about your spending

Learning Target: I can building a budget using a spreadsheet.

We will do this on paper and then set up a spreadsheet for your future use.

I am tied up in a meeting after school today


Wednesday

In Class:

Sample Budget Template <Make a Copy link>

We will finish yesterday’s work

New ideas:

Learning target: I understand what it means to pay yourself first and to build an emergency fund.

We’ll watch this:

and read short article.

 

We will set up an account with a simulated online bank


Another video that s worth watching on your own.

Here is a < link > to Dave Ramsey’s Baby Steps towards Financial Freedom.


Does anyone still need to do a presentation?


Thursday

In Class:

Learning Target: I can write a check to someone and endorse a check three ways.

Make a deposit in the online bank

I am tied up in a meeting after school today


Friday

In Class:

Learning target: I can maintain a checking account.

Green Banking book.